carinsureuk tips
In this section we have tried to provide you with some ‘insider’s
information’ so that you can put yourself in the strongest position to get
the lowest motor car insurance UK quote possible.
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• Buying your motor car insurance UK online is an easy way to save yourself
cash. Internet companies have lower overheads, and these savings are often passed
on to the customer in lower premiums.
• If you fall into a special category of driver then you can often benefit
from a reduction in your premiums. Female drivers and over 50’s or those
who have a low annual mileage can benefit from UK cheaper car insurance costs.
• If you are thinking of driving your car overseas on holiday or whilst
travelling then speak to your car insurance company as soon as possible in order
to arrange any extended cover that is necessary.
• It is worth your while doing the legwork and getting a number of motor
car insurance quotes from different companies. It is only in this way that you
can get to know the market and be sure that you are getting the best price.
• Remember that it is only full years that count towards your no claims
bonus so think twice before cancelling your policy mid-year.
• Low profile, low maintenance vehicles are the best cars to have insurance-wise
as they will attract the lowest car insurance premiums.
• Insuring more than one vehicle with the same company can often earn you
premium reductions.
• By fixing your voluntary level of excess higher than the minimum you can
make cuts on your premiums.
• Drivers with older or inexpensive cars might find that third party motor
car insurance is the best option. You might find with comprehensive policies that
you are paying out more in premiums than the replacement cost of your car.
• Only include named drivers on your policy if they are absolutely necessary
as they can bump up your motor car insurance costs considerably.
• If you have a gated drive or a garage to keep your car in at night then
you will find this recognised in your car insurance costs.
• Many UK car insurance companies today will allow you to protect your no
claims bonus for an extra fee. This will allow you a certain number of claims
before you lose your no claims bonus |
