| carinsureuk facts Here
are some UK car insurance facts that you might not already be aware of.
• It is illegal to drive without car insurance in the
UK, as defined in the Road Traffic Act.
• You are bound by the terms and conditions of your policy agreement to
keep your vehicle in a roadworthy condition.
• Third party is the lowest level of UK car insurance that is required by
law.
• If you use your vehicle as transport to work then you will need motor
insurance that covers you for commuting.
• If you withhold information or misrepresent the truth on your car insurance
UK application then, should you be accepted, your car insurer is likely to refuse
any claim that you might make.
• You must contact your UK car insurance company if you are involved in
an accident, regardless of whether you intend to make a claim or not.
• Drivers who are charged for drink driving offences will find that their
car insurance premiums will at least double.
• The no claims bonus is a key way of cutting down on your car insurance
UK costs - for each year of no claims that you rack up a percentage will be knocked
off your yearly premium. Most car insurance companies will allow you to protect
your no claims discount for an additional fee. Such schemes will allow you a certain
number of claims before your no claims bonus is damaged.
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